The loan officer's app.
Your pipeline, your partners, your daily follow-up and every calculator you use, in one app on your phone. Less time chasing, more time closing.


- Built inside a working mortgage company
- Runs on any phone, no app store needed
- Your branding, your address, your data
- Set up for your whole team
Everything a loan officer runs on, in one place.
LO Pal installs from the browser with push notifications, and works on desktop too.
Start every day with a plan
Open the app and know what matters today.
- Today's to-dos in one list
- Milestone texts ready to send to borrowers and agents
- Alerts on what changed overnight

Your whole pipeline in your pocket
Every loan, every date, wherever you are.
- Every loan with status, key dates and closing day
- Tap a loan for the full detail
- Pre-approvals and leads tracked right next to it


Grow your realtor partners
Relationships are the business. Keep them in front of you.
- Keep your Top 20 partners front and center
- See every agent you have closed with
- Log meetings and follow-up


Track the activity that builds business
What gets logged gets done.
- Log calls, meetings and touches in seconds
- Team leaderboards for activity and results
- Goals that keep everyone moving



Stay connected to new clients
New clients hear from you on time, every time.
- Follow-up for every new client
- See who opened your emails
- Nothing slips while you are out of the office


Your team in one feed
Keep the whole company on the same page.
- Wins worth celebrating
- News and updates from leadership
- Tips and content from your coaches

Client links
Give every buyer their own calculator.
You set the limits for one client: loan type, amount range, down payment, maximum payment and expiration. The client and their realtor get a link that opens a payment and closing cost calculator with no login. They can make a pre-approval letter on the spot, only inside the limits you set. You get a notice every time a letter is made.



Pre-approval letters in seconds
A branded letter with your photo and contact details, saved as a PDF and ready to send.

Every calculator you reach for
Payment and closing costs
Monthly payment and cash to close for any scenario.
Side by Side
Compare up to four loan options at once.
DTI
Check debt to income before you quote.
Buydown
Show what a temporary or permanent buydown does.
Refinance
See the savings and the break-even point.
Tax proration
Work out prorated taxes for closing.
Rent or buy
Show a renter what owning looks like.
VA entitlement
Figure remaining entitlement for VA buyers.




For your company
Each company gets its own LO Pal. Nothing is shared with anyone else.
Your logo and colors
Your loan officers see your brand, not ours.
Your own web address
For example yourcompany.thelopal.com.
Its own separate database
Your data never mixes with another company's.
Courses and coaching
Training content built in for your team.
Admin tools
Add loan officers and see how the app is used.
Your LOS
Ask us about connecting your loan origination system.
See LO Pal with your team in mind.
Tell us a little about your company and we will set up a time to walk you through it.